About CBF Bank
Our Vision
CBF Bank & Trust is the world’s first Asset Fusion Crypto-Centric Bank— a private, institution built for sovereignty, security, and growth. We combine the strength of blockchain, digital assets, and trust law into one seamless platform, giving our members a safe harbor for their wealth and a gateway into the URME United ecosystem aka the URMEVerse.
Asset Fusion Technology
How it Works
Convert your assets into fiat or our versatile ERC-20 Piety Tokens through our fusion process. Every transaction anchors value to gold, real estate, automobiles and operating businesses — ensuring daily growth tied to certified tangible assets.
The PMA Advantage
Your Wealth. Your Rules. Protected by Private Membership
As a Private Membership Association, CBF Bank & Trust empowers members to operate free from outside interference, ensuring sovereignty, security, and exclusivity. Inside this private domain, your financial activity stays protected and your wealth circulates back to benefit the community first.
Loyalty & Rewards
Loyalty That Pays You Back
Every time you hold, spend, or accept Piety Tokens, you’re not just moving money — you’re unlocking loyalty rewards, perks, and added profit. Unlike dollars sitting idle in a traditional bank account, Piety grows as the ecosystem expands, backed by real assets and tied to daily adoption. Where banks erode value through inflation and fees, Piety preserves and multiplies it — turning loyalty into wealth and spending into investment.
Membership Levels For Any Lifestyle
Associate Member
Business Affiliate
Take home more of your paycheck and reduce your bills with the Piety PayChain. Members enjoy up to 25% savings, loyalty perks, and exclusive access to URMEVerse benefits — turning everyday living into lasting wealth.
Business Affiliate
Business Affiliate
Transform your payroll and POS systems into profit centers. By joining the PayChain, businesses cut expenses, boost loyalty, and unlock new revenue streams while offering employees a growing, asset-backed currency.
Affiliate Member
Affiliate Members are the heartbeat of expansion. By sharing the Piety PayChain vision with their networks, Affiliates open doors for new members, new businesses, and new flows of payroll and retail transactions.
Retail Partner
Accept Piety Tokens worldwide through our merchant-ready POS system. Every purchase generates loyalty rewards, points, and added profit for your business — turning transactions into growth opportunities for both merchants and members.